Student Credit Cards With College Logos
These cards can be very cool to purchase. It is always nice to have a card from your alma mater to toss around to show your appreciation for your experience there. There are a lot of colleges that offer this type of service. You can contact your college’s financial office to see if this is something they personally offer. You might have to go to a bank that is near the school or on campus that will provide you with a school card and a Visa or MasterCard logo.
If you can not find it there, then I would go check online to find your school’s logo and the credit card of your choice. I suggest that you are better off getting a card that can’t get your school’s logo on it with better rates, then going with the card from your school that might not be as good of a deal.
Now realize that this probably doesn’t mean that if you use this then it will be like a airline credit card where they offer a free mile in the air for every dollar spent. They are not going to give you a dollar off tuition. Nice try though. They might offer you deals on clothing products or memorabilia. This can be fine if you are a fanatic about your school. I don’t feel that way about my college I attended, although I enjoyed the experience.
If they do provide offers then you might be required to give an annual fee of some kind to cover all of the materials that they are giving out and simply to build a business. I wouldn’t worry about this if you really like the card. This is definitely more of a novelty item than anything else. I have to say that I have had student credit cards before and they aren’t that impressive. You are probably better getting a student credit card with a company that offers you good value like an airline company or some other company that is going to give you value that you could use for a long time. I don’t know if you want to get a credit card from a school unless you want to create a shrine.
Just make sure that you take the time to check interest rates and see what type of fees you have to pay. I think that there are a lot of ways you can show your appreciation other than just getting the school’s logo on your credit card, but if it helps you to spend your cards often followed by paying it off in a timely manner, then this can be a great way to help with your credit and show your pride.