Sterling Bank and Trust Secured Credit Cards
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From time to time it’s worth taking a look at an individual credit card company with regards to what they offer the credit consumer. Today we’re reviewing Sterling Bank and Trust secured credit cards.
Sterling is a big name in banking; they’ve been around for a while now and our research tells us they’ve done a pretty good job. First a little background about the company. Sterling has been around since 1984 when it was focused mostly on mortgage and lending services for homeowners. As the bank thrived and grew, it expanded into commercial real estate lending and other credit services. The bank originated in and now has offices in Michigan and several in California. In addition to credit cards, Sterling offers its clients checking, money market, and savings accounts along with business services and certificates of deposit.
Thinking of going to Sterling Bank and Trust for secured credit cards? It’s probably a good idea. We looked around for reviews and people had good things to say about the company. One reviewer on epinions.com had only good things to say. Her story is probably similar to a lot of people out there, maybe even you. She said she and her husband had always struggled with bad credit and had a hard time getting approved for credit cards.
Her husband saw an ad for the Sterling Bank secured credit card, they decided to get it, and it’s been only good things since then. Here’s a summary of a few of her favorite parts of the card:
- She didn’t have to worry about getting approved – they’ll approve virtually anyone with some money for a deposit.
- The card is helping them improve their credit.
- She didn’t have to worry about falling behind or spending money she didn’t have because the only money on there is secured by her deposit.
- She didn’t have to wonder or worry about what her credit limit was – she set it.
As an added benefit, you can use your card in other countries, with only a few exceptions. They’ll also let you Western Union money to your account if you happen to be close to your payment deadline and it’s the only way to get your money there on time.
The only con our reviewer mentioned was having to wait a long time to receive her card, because the company didn’t offer rush service. I’m guessing she had to wait the standard four to six weeks for the card to arrive.
The Sterling Bank and Trust Secured Credit Card passes our review with flying colors. This is a good tool to help you move your credit in the right direction without putting yourself at further financial risk.