You have had credit cards for a while, you have a good credit score, you are pretty good at controlling and managing your debt, and you feel that you have handled credit cards and the responsibility that comes along with them fairly well ever since you started out. But how safe are credit cards? [...]

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First of all, what is a Russel Simmons Card? A Russel Simmons Card is a type of prepaid card that allows you to buy things on credit when you do not have a bank account of any form. Other credit card companies will not allow you to get a credit card with them [...]

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Several years ago, my sister and her husband had to file for bankruptcy. I did not really know what all that meant back then, so I asked my mom. She told me that it was what happened when you can’t pay back the money you owe on credit cards or loans, and that [...]