Posts tagged: credit_card_no_annual_fee

Free Student Credit Cards


What’s the first word that comes to mind when you think about being in college? Broke. That was me. I was broke from the minute I walked into my first college class until about six months after I finished my last one. Then I finally had job and a little money, and I was able to move past the beater apartments and ramen noodles.

But while you’re in school you have to spend most of your time pinching pennies. That’s why when you’re looking for credit cards you can’t deal with bunch of fees. I mean, they’re already going to charge you high interest rates, given your lack of credit history and a fairly low credit score.

It is a good idea to get a credit card or two while you’re in college. When you get out of school and get that first job, you’re going to want to buy a car to replace your Geo Prizm and maybe even buy a condo or a townhouse. If a bank is going to even consider giving you the loan for your toys and your new pad they will need to see that you know how to use credit. In other words, they need to know you’re probably going to pay them back.

Check out this list of student credit cards that can help you get the right start in the world of debt and credit. Use them wisely.

  • Bank of America Student Visa Platinum Plus Credit Card- no annual fee.
  • Capital One Platinum Student Credit Card – no annual fee and no balance transfer fees. Retail savings program with yahoo!
  • Discover Student Clear Card – no annual fee and 0% APR for six months.
  • Discover Student Monogram Card – 0% APR for six months and choose your own design.
  • Discover Student Tropical Beach Card – 0% APR for six months and no annual fee.
  • Discover Student Card – 0% APR for six months and no annual fee.
  • Citi Bronze/AAdvantage Card for College Students – no annual fee and free membership into American Airlines rewards program.
  • Citi Platinum Select Card for College Students – 0% APR and no annual fee.
  • Discover Open Road Card for Students – 0% APR and no annual fee.

Most of these cards also offer online account management. And one more thing – they’re going to give you a small enough credit line to keep you from getting yourself into trouble while you’re in school.